When a car accident occurs, people’s lives can be turned upside down in an instant. Those who are injured may be forced to deal with pain, treatment costs, repairs to their vehicle, and lost income from missing work. All as a result of a collision, which may not have even been your fault.
At The Law Offices of Jay S. Knispel, LLC, our dedicated car accident lawyers know just how devastating a car crash can be for both you and your family. We want to help you obtain the compensation you need and deserve. To schedule your free consultation, submit a request online or call (212) 564-2800 today.
Why Do I Need a Car Accident Lawyer?
You may feel that insurance companies will be fair and give you a full settlement for your losses, but most often that is not the case. Insurers would like to settle with you for as little money as possible. You need someone who is experienced in dealing with and negotiating with insurance adjusters, so that your interests are represented, and you receive the compensation you are entitled to.
What Happens if I am Partially At Fault for My Car Accident?
Since New York follows the rule of pure comparative negligence, you can still recover damages as long as you are not 100 percent at fault for your car accident. However, the amount of compensation you receive will be reduced by your degree of fault. For instance, if you are found 60 percent at fault for your accident and awarded $100,000, then you will recover $40,000 in compensation.
What is No-Fault Insurance?
New York is one of the few states in the country that has no-fault laws. Insurance policies will generally reimburse damages regardless of who is at fault for causing an accident. Initially, your medical bills can be paid by filing a claim with your own insurance company.
If your injury is severe, resulting in extensive non-economic damages (pain and suffering), then you will need to initiate an action against the other party involved. In order to do that, your injuries must reach the no-fault threshold, which is basically whether or not you have a serious injury under the law.
New York has certain categories of serious injury. Essentially, you will have to have suffered some type of permanent partial disability in order to pursue a claim for pain and suffering damages.
Bronx Accident Statistics
Car accidents in the Bronx have steadily increased over the past three years, leaving safety and government officials both concerned and eager as to how to address the issue. Most of the car accidents in the Bronx are occurring on:
E. 138th Street
E. 149th Street
White Plains Road
East Gun Hill Road
Traveling through the borough can be a daunting task for drivers, since they must deal with other aggressive drivers on the road, as well as pedestrians, bicyclists, buses, and more. The streets can get so congested, that any slight mishap may result in a devastating accident.
Get the Help You Need after a Serious Car Accident
The attorneys at The Law Offices of Jay S. Knispel, LLC, have a deep understanding of New York’s unique laws on fault and can help you work towards obtaining fair compensation. Please call us today at (212) 564-2800 or contact us online, to schedule a free initial consultation.