Uber, Lyft, and other rideshare companies provide a convenient, economical alternative to taxis. However, Uber and Lyft drivers can become involved in accidents, the same as other drivers. If you have been injured in an Uber or Lyft Accident, contact The Law Offices of Jay S. Knispel, LLC. Our experienced car accident attorneys can assist you in pursuing compensation for your injuries.
Victims of Uber and Lyft accidents have different options, depending on the circumstances. Possible scenarios include the following:
Uber and Lyft both have liability insurance to pay for injuries caused by their drivers. However, that coverage only applies when a driver is on the clock — transporting a fare or waiting for a ride request through the rideshare app. Rideshare drivers have two insurance policies. One covers them while they are on the job and the other covers them while they are not.
As of 2018, when an Uber driver is online through the app waiting for a ride request, the driver is covered by Uber’s liability insurance, which provides:
Uber’s policy also provides personal injury protection (PIP) up to $50,000 per person, plus uninsured/underinsured motorist coverage up to $25,000 per person and $50,000 per accident when the driver is online waiting for a ride request.
A different policy kicks in when an Uber driver responds to a ride request and proceeds on a trip. This insurance covers collision and comprehensive damages and continues for the duration of the ride. It provides:
Uber and Lyft accidents can be complicated cases involving multiple potentially liable parties and insurance policies. Contact The Law Offices of Jay S. Knispel, LLC today for the experienced legal guidance you need in an Uber or Lyft accident claim.