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Uber and Lyft Accident Lawyer Serving Brooklyn, Bronx, and NYC

Uber, Lyft, and other rideshare companies provide a convenient, economical alternative to taxis. However, Uber and Lyft drivers can become involved in accidents, the same as other drivers. If you have been injured in an Uber or Lyft Accident, contact The Law Offices of Jay S. Knispel, LLC. Our experienced car accident attorneys can assist you in pursuing compensation for your injuries.

Why Choose Us?

  • Our lawyers have more than two decades of experience representing injured people in car accident cases, including Uber and Lyft accidents.
  • After a serious injury, we know what you are going through and will do everything in our power to help you get back on your feet.
  • We handle all our cases on a contingency fee basis. There is never a fee until we win a recovery for you.

Uber and Lyft Accident Scenarios: Who Is Liable?

Victims of Uber and Lyft accidents have different options, depending on the circumstances. Possible scenarios include the following:

  • You were a pedestrian or an occupant of another vehicle and were hit by an Uber or Lyft driver: If the accident was the rideshare driver’s fault, you may have a claim against an insurance policy carried by Uber or Lyft.
  • You were a passenger in an Uber or Lyft vehicle: If the rideshare driver was responsible for the crash, you may need to file a claim with Uber or Lyft. If the other driver caused the accident, your claim may be filed against that driver’s insurance policy.
  • You are an Uber or Lyft driver who was hit by someone else: If you are on the job for Uber or Lyft and injured in a collision, you may have a claim against the driver who caused the crash. However, rideshare companies also offer rider injury protection coverage to assist with short-disability and medical expenses.

How Does Insurance Work for Rideshare Drivers?

Uber and Lyft both have liability insurance to pay for injuries caused by their drivers. However, that coverage only applies when a driver is on the clock — transporting a fare or waiting for a ride request through the rideshare app. Rideshare drivers have two insurance policies. One covers them while they are on the job and the other covers them while they are not.

Uber Insurance Coverage (When the Driver is Online Waiting for a Ride Request)

As of 2018, when an Uber driver is online through the app waiting for a ride request, the driver is covered by Uber’s liability insurance, which provides:

  • Up to $75,000 per person bodily injury
  • $150,000 per accident bodily injury
  • $25,000 per accident property damage

Uber’s policy also provides personal injury protection (PIP) up to $50,000 per person, plus uninsured/underinsured motorist coverage up to $25,000 per person and $50,000 per accident when the driver is online waiting for a ride request.

Uber Insurance Coverage (When the Driver Is on a Trip)

A different policy kicks in when an Uber driver responds to a ride request and proceeds on a trip. This insurance covers collision and comprehensive damages and continues for the duration of the ride. It provides:

  • $1.25 million in liability coverage for bodily injury and property damage
  • $1.25 million in SUM uninsured and underinsured motorist coverage
  • $50,000 PIP per injured person

Contact Us Today

Uber and Lyft accidents can be complicated cases involving multiple potentially liable parties and insurance policies. Contact The Law Offices of Jay S. Knispel, LLC today for the experienced legal guidance you need in an Uber or Lyft accident claim.