Under state law, drivers in Brooklyn and the rest of the state are required to maintain adequate automobile insurance. If another driver causes a car accident and does not have auto insurance, or not enough coverage to pay for the damages, your own insurance must be accessed to make up the shortfall. If an uninsured or underinsured driver caused an accident in which you or a loved one was seriously injured, contact The Law Offices of Jay S. Knispel, LLC for a free case consultation.
If you have been seriously injured in an accident caused by the negligent actions of a motorist that carries no auto insurance, or inadequate auto insurance, our legal team at The Law Offices of Jay S. Knispel, LLC can:
An uninsured motorist does not carry the minimum insurance coverage required by New York law. Per the New York State Department of Financial Services, the minimum requirements are:
An underinsured motorist is one that carries insurance minimums that may not be sufficient to cover the losses associated with your injuries. The damages may include:
The uninsured/underinsured motorist clause in your own auto insurance comes into play if the other party’s insurance cannot cover the damages. It is not unusual for insurance companies to attempt to avoid honoring this clause, deny or delay paying a claim, or seek to pay less in compensation than you have a right to under the terms of your policy. At The Law Offices of Jay S. Knispel, LLC, we will review the terms of your auto insurance policy and demand fair treatment or take your case to court for fair resolution.
If you or a loved one was seriously injured in an accident caused by an uninsured or underinsured driver, don’t hesitate to call The Law Offices of Jay S. Knispel, LLC today for a free consultation and evaluation of your case.